Bad Credit Remortgage

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Step 1 of 3	About your mortgage
Are you looking to: How much would you like to borrow? Buy a property Remortgage a property Buy a property to let     How long do you need the mortgage for? 1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years30 years40 years50 years   Proceed to step 2.

Step 2 of 3	About your mortgage
Estimated property value?   Are you a first-time buyer? YesNo   Do you need to self-certify your income? YesNo   Have you: Had a CCJ or Default registered against you? Missed one or more secured loan or mortgage payments in the last 12 months? Been declared bankrupt or had an IVA? Proceed to step 3.

Step 2 of 3	About your mortgage
Estimated property value?   How much would you like to borrow?       Proceed to step 3.

Step 3 of 3

Your details

First name: Last name:     Phone number: Alternate phone number:     E-mail address: Date of birth:   --12345678910111213141516171819202122232425262728293031--JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember----1941194219431944194519461947194819491950195119521953195419551956195719581959196019611962196319641965196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989   First line of current address: Current postcode:     Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

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If you have an existing mortgage that is proving costly and unsuitable but you also have a poor credit history you may find it difficult to get a better deal. However, there are some lenders that are able to offer a bad credit remortgage, and by looking at the deals on offer from these lenders you could find that you are able to get a better interest rate and lower repayment than your existing one.

If you took out your existing mortgage as a poor credit mortgage then you may find that your credit rating has improved since you initially took out the loan, and therefore you may be able to look at more competitive mortgages with lower interest rates, which could save you a fortune over the term of the loan as well as on a monthly basis. You should make sure that you keep an eye on your credit report and rating to monitor any improvements, as this will give you an indication with regards to the most suitable time to apply for a remortgage.

Many people that have poor credit have high levels of debt, and one of the things about getting a remortgage is that you may be able to take out a little extra on top of the amount needed to repay your existing mortgage off. This means that you could also consolidate some of your other debts, which could further reduce your monthly outgoings and could help to improve your credit. Whether or not you are able to do this will depend on the level of damage to your credit as well as on the lender through which you are taking your remortgage.

Although the interest rates charges on remortgages for those with bad credit are higher than average they can still vary from one lender to another, and therefore it is still advisable to compare a number of remortgages in order to find an interest rate and repayment that suits you. You can browse, compare, and even apply for bad credit mortgages online, and this will save you time and hassle when it comes to finding a remortgage deal that suits you.

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