Featured Mortgage Articles

The sensible thing to do is to start saving for your retirement as soon as you start working. However, not many people do this because when you are young you don’t usually look that far into the future. Then you get married, take out a mortgage on a new home and start a family after [...]

When you are looking for the best mortgage deal, it is essential that you shop around. The rising interest rates, often by as much as 1.25%, have seriously hampered the efforts of UK consumers to obtain a mortgage with repayment schedules that they can afford. Therefore, when you decide to buy a new home, you [...]

As most homeowners will be only too well aware it has become increasingly difficult to sell homes in most parts of the UK as a result of a number of factors. There has been a dramatic drop in the number of mortgage products available over the past year, and access to mortgages has also been [...]

Many people believe that all mortgages are the same, but nothing could be further from the truth. When you apply to a UK lender for a mortgage, there are different mortgage products you can choose depending on your needs. In the UK mortgage market, there are about 4000 different products available and lenders do make [...]

For a number of months the mortgage market in the UK has been struggling, having been plunged into chaos by the arrival of the global credit crunch, which swept across the nation last summer. Both larger and smaller lenders have been affected, although building society officials have claimed that they have not been as hard [...]

Not so very long ago, if you wanted to obtain a mortgage you had to visit a bank and fill out an application form. You either had to accept the terms and interest rate that this lender offered or you have to visit several lenders to inquire about their rates.
Today, you can do all this [...]

As the financial news headlines have been reporting for many months now many homeowners across the UK have been struggling over recent months. The past two years saw interest rates rise by 1.25% in total, with five base rate rises between August 2006 and July 2007.
This put increased pressure on homeowners who saw their interest [...]